Retirement planning is an important sector of financial security. The Indian government has introduced the Unified Pension Scheme (UPS) 2026 to streamline and unify the institution of pensions. The new system of pensions fused the two older separate pension schemes into a single setup which upon retirement provides certainty of benefit to central and state … Read more
If you’ve opened WhatsApp lately, chances are you’ve seen it. A forwarded message warning that the ₹500 note will disappear by March 2026. Some posts even claim ATMs will slowly stop giving out ₹500 notes, starting a quiet phase-out. Sounds alarming, right? Now pause for a second. Think about how often these currency scares pop … Read more
The Public Provident Fund (PPF) offered through the Indian Post Office is without an iota of doubt one of the most dependable savings options in India. The Government has maintained the interest rate for PPF at 7.1% per annum for the January-March quarter of the year 2026. Investors looking for safe and long-term returns with … Read more
Have you ever issued a cheque thinking, “I’ll arrange the funds before it clears,” only to feel that quiet panic later? Or maybe you’ve been on the other side, holding a bounced cheque and wondering if chasing the money is even worth the stress. In 2026, India’s cheque bounce law got a serious upgrade, and … Read more
By 2026, it has been observed that some major changes will undergo in the manner of renting homes in India. The government is updating the tenancy law so that renting becomes transparent, fair, and easy enough to understand for both the landlord and tenant. Disputes will be reduced, tenants’ rights will be safeguarded, and the … Read more
January 2026 is here, and if you’re a central government employee or pensioner, you’ve probably checked your salary slip hoping to see a jump. Nothing changed. Yet. And that silence is exactly what’s making people anxious. So, what’s actually happening with the 8th Pay Commission in 2026? Is the hike delayed? Will arrears come? And … Read more
Imagine working for three decades, retiring with dignity in mind, and then realizing your monthly pension barely covers groceries for a week. That’s the reality for millions of Indians under the Employees’ Pension Scheme. As we step into 2026, the EPS-95 minimum pension 2026 remains stuck at ₹1,000 per month. No increase. No inflation adjustment. … Read more
For a period of two years, it was common for a bank to take 4% from the savings account. On the other hand, that would have been 7%, including other financial services in the packages. If the principles are clarified in the perspective of calculations, one shall show the interest annually. In India, assistance of … Read more